Qalbi, Nur, Indrawan Azis Indra, and Hariatih Hariatih. “The Influence Of Financial Literacy And E-Money Usage On The Financial Performance Of Culinary Msmes In Tamalate District, Makassar City”. Proceeding of Research and Civil Society Desemination 3, no. 1 (November 29, 2025): 101–111. Accessed March 21, 2026. https://prosiding.nobel.ac.id/index.php/preced/article/view/86.